InvestorIQ
DSCR Rental Screening
Step 1 — Property & financing
Property value & rent
Upload a HouseCanary Property Explorer PDF to auto-fill, or enter the figures by hand. Every number is flagged as AVM-sourced or broker-entered on the output.
Financing
Upload an Arive loan summary to auto-fill authoritative terms, or enter by hand. Taxes come from the loan file — never from the AVM report.
Rent
The number that decides the deal. Confirm it — don't inherit it.
Medium confidence · AVM estimate
Stamps the figure as confirmed, not estimated
Operating assumptions
The reserves a free calculator forgets. This is what makes the number honest.
Adds a management fee
Step 2 — Confirm the rent basis
Checking basis…
Confirm a rent basis above to unlock the numbers.
DSCR
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Principal & interest
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per month
PITIA / mo
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Gross rent / mo
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Cap rate
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NOI / value
Cash-on-cash
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Rent basis
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Monthly cash flow — the honest split
Naive (rent − PITIA)what free tools show—
Real (after reserves)—
Year-1 principal paydown
equity from paydown — a math fact, not a projection
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Rent evidence
Send to client
An investor-framed summary. Every figure is inserted verbatim from the analysis above and routed through your saved email app. You review it before it goes out.
Estimate based on the data available today. A formal appraisal is still required.
These figures come from the confirmed rent basis and broker-entered assumptions and can move with any input.
Michigan tax note: property taxes typically uncap on sale and rentals lose the homestead (school-operating) exemption, so a new owner's tax bill often exceeds the seller's current bill. The PITIA above uses your loan-file tax figure, not the AVM's county record. Confirm the local non-homestead millage before relying on it.
InvestorIQ provides a descriptive screening of DSCR qualification and cash-flow characteristics for informational purposes only. It is a projection, not advice, not a guarantee, and not an appraisal. It is not a recommendation to buy, pass on, or hold any property, and includes no return, appreciation, or hold-period forecast. AVM value and rent are third-party estimates and were not independently verified. Final eligibility and terms are subject to lender approval.